Debt Funds are unique in the sense is that they offer a plethora of benefits to shareholders such as low volatility, stable returns, and low tax rates Debt funds are subject to a long term capital gain tax rate of 20% after taking into account the indexation process carried on by government officials. Indexation is …
Types of Debt Mutual funds and rule of investment. Read More »
Everyone likes to save their hard, earned money, including taxes. But taxes are important for the government to run this country. Don’t worry here we are not telling you to do some illegal work of saving your taxes. But in fact, there are multiple schemes by which you can save it legally. March Month has …
“Mutual fund investments are subject to market risks” – this is the line you hear quickly uttered by the voice-over artist during advertisements urging you to become an investor. However, just being aware of market risks will not shield you from the mistakes you could be making when you invest. We are bound to make …
Top 5 common mistakes to avoid while investing in Mutual Funds. Read More »
For most Indians, fixed deposit (FD) was a preferred mode of investment as it brings a sense of security and predictability. It keeps market volatility at bay and offers assured returns. That is why some retail investors, especially retirees, prefer parking their money in FDs. However, their earnings have fallen by 25% or more in …
FD vs Debt Mutual Funds: Kya “Mutual Funds Sahi Hai”? Read More »
Retail investors perspective In today’s time due to wide internet reach and easy Demat account people are getting serious about investments. But most of them are still confused about their investment strategy. One such perplexity is an investment decision between physical gold and gold funds. In India, people have a special attachment to gold. According …
If you plan to Invest in unit-linked insurance policies (ULIPs), merely for their tax-free maturity proceeds, you need to give it a double thought. Budget 2021 prohibits the exemption to ULIPs if the Investor’s annual premiums exceed Rs. 2.5 Lakhs. This will be applicable to ULIPs bought after February 1, 2021. To elaborate, this means …
Retail investors perspective In today’s time due to wide internet reach and easy Demat account people are getting serious about investments. But most of them are still confused about their investment strategy. One such perplexity is an investment decision between physical gold and mutual fund. In India, people have a special attachment to physical …
What exactly are Regular Plans and Direct Plans? A Direct plan is what you buy directly from the mutual fund company (usually from their own website). On the contrary, a Regular plan is what you buy through an experienced Financial advisor, financial planner, or mutual fund distributor (intermediary). Why Regular Funds are better than …
Top 3 Reasons why Regular Plans are better than Direct Plans in Long term Point of View Read More »
What is portfolio rebalancing? When you invest in mutual funds, mostly you are doing it with a long-term horizon. And you invest in multiple types of funds according to your risk profile. Say if you are more risk-tolerant then 60-70% of your allocation will be in Equity and the rest in debt or hybrid. Otherway …
4 Keypoints About Mutual Portfolio Portfolio Rebalancing Read More »
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